Money works better together
Shared money, without the messy spreadsheets. Track IOUs, split expenses, run savings circles, and manage every currency from one private, offline-ready hub.
Seven Powerful Tools to Master Your Money
From tracking debits to organizing savings circles — everything you need in one app, synced across all your devices
My debits
Track who owes what
Record debits and credits between friends. Get real-time confirmations, track payment history, and settle with one tap. Never have awkward "you owe me" conversations again.
Split Expenses
Fair expense sharing
Perfect for trips, shared living, or group dinners. Split equally, by percentage, or custom amounts. Create groups for trips abroad, local outings, or special occasions.
My Wallet
All accounts in one place
Track cash, bank accounts, and credit cards. Categorize transactions across 36+ categories, monitor spending patterns, and see your complete financial picture.
Recurring Payments
Never miss a due date
Manage rent, subscriptions, internet bills, car payments, and family transfers. Get smart reminders before due dates and track your monthly commitments.
ROSCA / Jam'iya
Digital savings circles
Organize rotating savings groups (Tontine/Jam'iya) with friends and family. Automated lottery draws, transparent payment tracking, and trust scores for participants.
Savings Goals
Save for what matters
Create personal or shared savings goals. Set daily, weekly, or monthly contributions. Track progress with visual charts and get reminders to stay on track.
Currencies
117+ world currencies
Live exchange rates for 117+ currencies across 6 regions. Quick conversions, favorite currencies, and always up-to-date rates for travelers and international users.
Up and Running in 3 Minutes
Simple setup, powerful results — start managing your finances today
Quick Sign Up
Create your account with Google or email. Available on iPhone and the web.
Add Your Circle
Invite friends and family by email or share code. They'll see shared debits and groups instantly.
Start Tracking
Record debits, create split groups, set up savings goals, or start a ROSCA — all from one dashboard.
Real-Time Sync
Changes sync instantly. Works offline too — your data syncs when you're back online.
Why Choose WalletHub?
Built for how you actually manage money with friends and family
117+ Currencies
Track finances in any currency. Perfect for international families, travelers, and businesses.
Offline-First
Full functionality without internet. Your data syncs automatically when you're back online.
Instant Sync
Changes appear instantly for all participants. Everyone stays on the same page in real-time.
Your Data, Protected
256-bit encryption keeps your financial data secure. We never share your information.
Gamified Experience
Earn XP, unlock badges, track streaks, and compete on leaderboards. Finance made fun.
6 Languages + RTL
Full support for Arabic, English, Turkish, French, German, and Spanish with right-to-left layouts.
Frequently Asked Questions
Everything you need to know about WalletHub
WalletHub is a shared-finance companion with 7 tools: IOU tracking, expense splitting, personal wallets, recurring payments, ROSCA/Jam'iya savings circles, savings goals, and currency conversion. It is available on iPhone and the web with real-time sync and offline support.
Absolutely. We use 256-bit encryption to protect all your data. Your information is stored securely and never shared with third parties. You can also use the app offline — data stays on your device until you sync.
Yes! All 7 modules are free to use. We offer a Pro subscription that unlocks additional features like receipt attachments, advanced analytics, premium themes, and removes usage limits for power users.
When you record an IOU or add an expense, the people you share it with see the update instantly on iPhone or the web. The app also works offline, then syncs your changes when you reconnect.
WalletHub supports 117+ currencies across 6 regional groups with live exchange rates. You can track finances, debits, and expenses in any currency and convert between them instantly.
Ready to Simplify Your Finances?
Stop using spreadsheets and WhatsApp groups. Start tracking debits, splitting expenses, and saving smarter — all in one place.
Get WalletHub Now
Available on iPhone and the web — your data stays in sync